Roth Ira Phase Out Limits 2024. If it’s above $161,000, you lose the ability to contribute to a roth ira entirely. $8,000 if you're age 50 or older.

If you have roth iras, your income could affect how much you can contribute. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000.